Open a zero-balance U.S. account in 3 minutes using just your passport and visa, and enjoy seamless cross-border transfers & secure U.S. banking! Receive a FREE US SIM card and a virtual VISA debit card to start transacting instantly when you sign up. Deposits are insured for up to $250,000 and held in partnership with Evolve Bank & Trust. Swadesh is a financial technology company, not a bank. Banking services provided by SolidFi in partnership with Evolve Bank and Trust, N.A; Members FDIC