With Slash, issue joint cards that you and your friends “co-own.” Spend a fraction of what you otherwise would on subscriptions by seamlessly splitting costs with friends.
Thanks @mwseibel for the hunt! Slash co-founders, Victor and Kevin here!
We started Slash as an answer to the ridiculous number of streaming, music, news, and other subscriptions services that have popped up, each offering their own silos of exclusive content
Our goal is to make digital content more accessible to everyone, which benefits both consumers and businesses. The former via cost savings, and the latter by acquiring customers that otherwise wouldn’t have purchased their service (RIP Quibi!).
Besides helping you split subscription costs without the hassle, Slash cards are also great for:
1. Sticking the finger to free trials! When prompted for a card on a free trial, simply pull up Slash, create a card with a limit of $1, and never worry about getting billed for a subscription later on.
2. Simplify your shared finances. Instead of adding shared expenses to spreadsheets and bill splitting apps, Slash allows you to pay for utilities, pizza nights, shared groceries, and everything in between with a shared card.
We'd love to hear from you! Hit us up with any feedback, questions, or suggestions of how you would use a product like this. We care deeply about your experience and are always looking for ways to improve. Reach out to victor@joinslash.com and kevin@joinslash.com.
@eugenehp Hi Eugene! In the case where you can't get a merchant to reverse or refund an unwanted transaction, we resolve issues on a case by case basis up to 60 days after a transaction has posted. We request you provide as much information about the unwanted transaction (e.g: were you overcharged? do you not recognize it at all? have you already contacted the merchant?) and then work with our banking provider and the merchant to resolve your dispute. Hope that helps!
@tommyent Hey Tommy! Our emphasis is on letting users share expenses using these cards. Yes, we let you issue virtual cards, but the beauty is we let you use them to auto-split costs (i.e: if you use it to buy something that costs $10 and there are 2 owners on a card, we take $5 for one of the "co-owners" and $5 from one of the other "co-owners")
?makers I think it's really great what you're doing, but how do you deal with the problem of possible violations of the TOS of the providers (Spotify, Netflix, etc.)? As a general rule, such accounts are personal and should not be shared according to the TOS. Spotify, for example, is increasingly taking action against such violations. This is especially the case with family accounts, but also with normal accounts.
Spotify's TOS (Family): "In order to be eligible for the Premium Family Subscription, the primary account holder and the subsidiary account holders must be family members residing at the same address."
Thanks for your great work and all the best from Zurich, Robin
@robinkunz Hi Robin!
Great questions and ones we think about all the time. First of all, cost splitting within your household is totally possible and the use case we encourage the most! Our terms explicitly encourage our users to consult the TOS of the services they plan to cost-split before using Slash cards. Will there be cases of people using Slash cards to cost-split subscriptions with people outside their household? Probably, but we don't wholly condone it.
On the other hand, you're totally right that on paper the largest of these subscription services view password sharing pretty disfavorably, but our bet is that it's pretty unlikely that most of them will crack down on cost-splitters, as they depend on these users to keep their service afloat! In fact, we believe enabling very seamless splitting will actually be a net positive for most smaller services who will acquire users that otherwise wouldn't have purchased their service.
I was thinking of a similar idea. How about just buy the part you really want to watch? I mean, I don't even watch much but I am still paying for the subscription.
@thisissubhendu Hello! That sounds very interesting, right now we're laser focused on just making cost-splitting as seamless as possible via "fractional ownership" of subscriptions. What exactly do you mean by just "buying the part you really want to watch"?
@victorcc You currently support equal cost-splitting right? I think @thisissubhendu is referring to usage based cost-splitting. For example if there are two users sharing a Spotify account and one streams 90 hours of music while the other streams 10 hours, they should split the cost 90:10
@thisissubhendu@rohanramanath Ah! Gotcha, that seems like a super interesting use case. One thing we have in the pipeline is letting users determine what percent of the spend of a given card each "co-owner" of a card is responsible for (i.e: I pay 40% of this Netflix card and my two other co-owners each pay 30%). Making this splitting be usage based sounds interesting, though! Appreciate the feedback.
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