Lever is a smart-wallet platform helping consumers organize and maximize their credit by automatically using the best credit card for each transaction, based on specific user reward and financial goals.
Like most American consumers, I have multiple credit cards. But I never know which one to use and I often just use whichever card is at the top of my wallet.
Why? Because it's too difficult for me to remember the rewards attached to each card (and the ever changing promotions), the interest rates, and what is best for my credit score...not to mention remembering payment due dates, how much I've spent on each card, credit utilization, budgeting issues, etc.
But by using just 1 of my multiple cards, I pay for cards that go unused, miss out on meaningful reward opportunities, and actually hurt my credit score.
That's where Lever comes in. Lever is a smart-wallet platform that automatically uses the best card for each transaction based on specific user reward and financial goals.
Lever's first product is a chrome extension for online shopping. AND Lever is working on capabilities to work on mobile devices and for in-person shopping with the Lever card. The Lever card will aggregate all of your credit, debit, and loyalty cards to a single card and automatically charge the best one for each transaction. No more thinking about which card to use, forgetting loyalty and gift cards, or knowing you're missing out. Just swipe. If you're interested in signing up for the Lever card and getting early access, please join our waitlist.
And more...Lever gets you credit and debit cards tailor fit to your specific lifestyle and spending habits. Stop sifting through the hundreds of promotions you get every year. Lever will get you the best one based on your spending habits and financial situation.
The chrome extension is our first product. We'd love your feedback as we continue to iterate. Thank you for joining us early in our journey. We look forward to working with you.
Is your Lever app suitable for tracking money spending from my credit card? I don't always use a credit card, but only when I need to buy furniture or pay medical bills. Of course, sometimes I have to use it in the store. But most often, I use a bank card to pay for groceries and similar expenses. By the way, I'd like to know if it would be possible to enter information about how I pay my mortgage in the Lever app? A specialist from Mortgage Advice Nottingham said it is helpful to see how well I pay for my house. Do you know that frequency and regularity of mortgage payments are reflected in our credit history?
Brilliant idea. My husband is always asking me "which card should we used" based on which card will get us the right rewards. Even I forgot sometimes, or get lazy if I pull another card out of my wallet first.
Can Lever help you identify when you should update a card on a subscription that you already have set up?
Congratulation @amir_13 and the Lever team!! The product is awesome. I booked some travel this morning and Lever helped me big time - it identified a card that I haven't used in a while, that is running a promotion with the airline I was booking with. Can't wait for the mobile app!!
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