Finchime
Personal finance with no accounts, no servers, & no tracking
6 followers
Personal finance with no accounts, no servers, & no tracking
6 followers
An elegant, full-featured personal finance app that works completely offline, with no sign-up, no ads, and no compromises. Just stress-free wealth management with a beautifully simple and calming UI.
Finchime
Whether you need help staying within budget, remembering to pay bills, or in settling debts efficiently, Finchime can take care of it all for you, without the hassle of creating an account. Finchime has much to offer beyond just managing your expenses; all with an elegant UI to make your money-management experience a bliss.
"Aren't there already a thousand other budgeting apps?" you might ask. You're right, but here's why Finchime is truly unique:
✅ Fully offline
Finchime works entirely offline. Which means no account creation, no servers, no tracking. Your data is truly yours. Although the premium features require internet access to validate the purchase, they’re entirely optional.
✅ Privacy-First
Are you concerned about how some apps use your financial data? With Finchime, your data will never be harvested or sold to third parties. Neither will your data be used to track your activities. Secure encryption for locally storing your card details with biometric authentication is cherry on the cake.
✅ Elegant, Clutter-Free UI
Why compromise on the UI for utility? Finchime brings the best of both worlds; a beautifully crafted interface with powerful & practical features. Plus, there are no ads. 😊
✅ Free to Use
Finchime is free to download on the Google Play store. While it includes a few optional premium features, as mentioned before, there’s no obligation to purchase those. The core experience is fully functional at no cost.
Get to know Finchime a little more 👇
Split your monthly income for easier management:
• Divide your income into six buckets (Security, Cash, Growth, Expenses, Dream, and Cash; each serving a unique purpose)
• A default allocation has been added for you, but feel free to modify it as per your needs any time. Unexpected expenses? Allocate more of your income to the Expenses bucket.
• Choose from four pre-defined allocation strategies depending on your financial situation.
Set clear financial goals so you can achieve them quicker:
• What gets measured, gets done. Need to save for a wedding, or perhaps an expensive car? Use the Funds feature and track your progress towards the goal.
• Adding money manually to your fund may get tiring; use the auto-debit feature to automatically add unutilized money from the Expenses or the Dream bucket to your fund.
• Foresee a financial crunch? No problem. Pause the fund any time and resume when things get better again.
Visualize your spending per bucket:
• Always be on top of your finances by recording your transactions for the respective buckets.
• Export all historical and current transactions as a PDF to share easily with anybody.
• When making a transaction for the Expenses bucket, you can also record any savings you may have made on the purchase.
Store card details in one place:
• Let Finchime store your card details (card number and CVV) so you don't have to remember them.
• Worried about someone accessing your phone? Your card details are safe behind a biometric authentication wall.
Back up your app data to Google Drive (Premium):
• Accidents happen. Your data may get wiped out and you may lose all your transactions. Use the Backup feature to not let that happen.
• With the Backup feature, your investments, transactions, card details, and the monthly income will be saved securely in your personal Google Drive so you can restore this data any time.
Split bills fairly (Premium):
• Finchime uses an advanced splitting algorithm to provide you with the best way to split bills and settle debts.
• Don't wish to split right away but keep recording expenses? You can do that with Finchime. Your settlement will be saved on your device for you to revisit it any time you want.
• Save the settlement as a PDF for conveniently sharing it with others.
Create custom payment reminders (Premium):
• With so much going on in your life, don't take the burden of remembering to pay your bills. Let Finchime handle that with the Reminders feature.
• Set one-time reminders or recurring ones for monthly / weekly / yearly payments.
And more...!