Denarii started as a consumer and business app, enabling money transfer using an app and web to help SMEs and migrants from the UAE to send money internationally at a lower cost, faster, and with no hidden fees. When we first began the company and offered an international money transfer service, we needed to engage with an aggregator to handle the recipient country's settlement. Our first partnership was with a Singapore-based aggregator company, which took months to integrate and roll out our product. However, a few weeks after the integration, a company based in Hong Kong reached out to us and informed us that they could provide better commercial, API documentation, and support. We took advantage of the chance to change the existing integration and migrate to the new one to offer a better service and pricing to the customers. These events did not occur only once or twice. It occurred for the third, fourth, and fifth times. As we continue to develop the product, we've realized two things. 1) We know that this integration will occur throughout our product's lifecycle. For instance, if we want to add a new corridor or network, we need to integrate a new partner; if we want to maximize revenue, we need to partner with the strongest partner. And the second point that we learned is that 2) maintaining this component of the product will be costly, time-consuming, untidy, and inefficient. Thus, we designed technology that sits between the consumer App and the remittance providers, with the goal of eliminating the need to remove and re-integrate these partners in the future, rather than just switching them on/off as needed. We wondered if this is the case for us, is this also a pain point or issue for financial institutions? To find out, we reach out to financial institutions such as Banks, MTO's, and FinTechs to determine whether they face similar challenges. and they did. Not only that, we found out that it takes 3 months and an avg. of $15k to integrate one remittance provider resulting in 60% of annual targeted corridor integrations are not fulfilled missing out on business and pricing synergies. That is when we decided to open up our API for public consumption. What does it do? The Denarii API is a service that powers Denarii. When open our infrastructure enables developers to quickly and easily build the best remittance product offering for their consumers and businesses utilizing a single API integration. We do this to assist businesses in increasing revenue and lowering costs by accelerating product expansion, shortening time to market, and lowering maintenance costs. The service presently supports over 20 global settlement networks, including our own and those from EMQ, Nium, and others, as well as organizations such as WesterUnion and Transferwise. Let me know what you think.