🚀 China & India Are Leading the CBDC Wave

Hey Product Hunt 👋 Have you noticed the massive momentum in global digital currency?

A record 49 countries are now piloting Central Bank Digital Currencies, per Atlantic Council this July .

China’s e‑CNY is the largest pilot yet — handling nearly ¥7 trillion (~$986 billion) in transactions across 17 provinces .

India’s e‑rupee ranks second by volume, with circulation growing over 330% to ₹10.16 billion (~$122 million) by March 2025 .

Why This Matters for Crypto, DeFi & Builders

💹 New Collateral: Tokenized CBDCs could flow into DeFi, unlocking fresh yield and lending opportunities.

🤖 Programmable Money: These currencies support smart contracts & micropayments — aligned with RWA (real-world asset) tokenization.

🌍 Global Payments Shift: Lower friction, cross-border efficiency, and stabilized fiat representation on-chain.

⚠️ Regulatory Impact: Widespread CBDC adoption may prompt stricter rules or interoperability protocols in the crypto space.

📘 Dive Deeper with Our Full Analysis

https://www.emostically.com/2025...

🔍 Discussion Point

Are CBDCs a catalyst for DeFi’s next phase — or a centralizing threat to decentralization? Keen to hear from builders and investors: How will you adapt?